When life happens it doesn't seem to care whether it fits into your schedule or not. An accident or even a lingering illness can cause your to fall behind on a number of goals and responsibilities. Trying to "catch up" seems almost impossible.
The question you have to ask yourself is, "Is this worth it?" I have fretted and fussed over things that as I look back were nothing more than a waste of time. I really thought that they were important, but in the end it didn't matter. So, what matters? Are the kids really going to end up in therapy if you don't take them to Disney World? What are the neighbors going to think about me if I don't mow the law today?
When time is short and goals are long, ask yourself what will make a difference. If your going to make the sacrifice and
"crunch it" then make it worth something. Set your heart and mind to please God, not men. When you do that then you will know what to do and how to do it every time.